Step-by-step Gold IRA Investment Guide (Updated)

Step-by-step Gold IRA Investment Guide (Updated)

Now we all know retirement is a time we would all expect a certain quality of life:

First, we are used to our working salary and what that brings.

Second, we have worked tirelessly our entire lives for such security in our retirement.

But you’re probably wondering:

“How can I find a trust worthy investment to retain the optimum amount of return?”

Well today we are going to make it easy for you.

All you need to do is read our step-by-step Gold IRA guide below.

Free PDF Download: Get access to the free bonus guide that will show you the steps to Gold IRA investment. Includes 2 bonus steps that are not included in this post.

1. What is a Gold IRA?

A Gold IRA is essentially a Individual Retirement Account that holds the approved precious metals for you.

It’s exactly the same as a normal IRA in that way…

It’s often used as a hedge against inflation for as it’s considered less volatile than cash, stocks or bonds.

2. Approved Precious Metals For an IRA Rollover

There are four approved precious metals that you can invest with your IRA:


The most popular choice for precious metal investing is by far gold, there are a few forms in which this can be used:

  • American Gold Eagle bullion coinAmerican Gold Eagle bullion coins
  • American Gold Eagle proof coins
  • Canadian Gold Maple Leaf coins
  • Austrian Gold Philharmonic coins
  • Australian Kangaroo/Nugget coins
  • Chinese Gold Panda coins
  • American Gold Buffalo uncirculated coins (proofs not allowed)
  • Gold bars and rounds¹


The demand for silver is certainly on the rise and the approved forms for a silver IRA are:American Silver Eagle bullion coin

  • American Silver Eagle bullion coins
  • American Silver Eagle proof coins
  • Canadian Silver Maple Leaf coins
  • Austrian Silver Philharmonic coins
  • Australian Silver Kookaburra coins
  • Chinese Silver Panda coins
  • Mexican Libertad coins
  • Silver bars and rounds¹

“Significant increases in inflation will ultimately increase the price of gold. Investment in gold now is insurance.”Dr Alan Greenspan – Chairman of the Federal Reserve, 1987-2006

PlatinumAmerican Platinum Eagle coin

Less common in traditional precious metal portfolios, but still a great way to diversify:

  • American Platinum Eagle coins
  • American Platinum Eagle proof coins
  • Canadian Platinum Maple Leaf coins
  • Isle of Man Noble coins
  • Australian Platinum Koala coins
  • Platinum bars and rounds¹

Canadian Palladium Maple Leaf coin


Probably the least utilized but quite popular in Canada for obvious reasons:

  • Canadian Palladium Maple Leaf coins
  • Palladium bars and rounds¹



¹Produced by a NYMEX or COMEX-approved refinery or national government mint, meeting minimum fineness requirements

Also it’s worth noting that it’s considered advantageous to hold coins instead of bars, why you ask?

The main reason being, liquidation. It’s certainly more difficult to sell gold bars than gold coins when you come to sell.

Secondly there is a higher risk of counterfeit with gold bars.

Thirdly transportation, gold bars are harder to move and need tighter security due to their higher price.

2. Gold’s Performance Since The Nineties

If you take a look at the closing price of gold since 1996 you will see it’s consistency.

In the really short term you might find some drops against economy booms…

gold iraCollated using prices from Only Gold

But for long term gains and security it’s certainly worth seriously considering.

If we look at the movement of the US dollar over the same period, whilst it’s reasonably consistent…

There is not much gain to be made and the true value of the dollar is not seen in the same light.

us dollar indexCollated using prices from

As you can see below the Federal Reserve is printing money like crazy which in turn is de-valuing the dollar.

federal reserve

If we look at the trends from 2016 we can see demand is ever growing.

There might not be a better time to invest in a Gold IRA than in 2017.

full year gold demandCourtesy of the World Gold Council

3. Who Has The Largest Gold Reverses

The World’s gold reverses are changing quite dramatically.

In the last few years in particularly China announced increasing its gold reserves by nearly 60%!

It just reiterates our how the World is trying to diversify its reserves away from the US dollar.

You can see below that the US still have the largest store of the precious metal…

But expert’s believe China won’t be far behind in years to come:

Top 10 Countries With The Largest Gold ReservesCollated using metrics from Forbes

4. Gold Market Intelligence for 2017

In 2016 Gold had a very strong performance, with nearly a 10% rise against the US dollar.

There were record inflows through physically gold backed ETFs in 2016…

Making it the second best year for ETFs:

record etfs inflowsCourtesy of the World Gold Council

So what can we expect from the gold market in 2017?

There are 6 trends in global economy which support the rise of gold:

5. Heightened political and geopolitical risks

There is an ever growing risk of political unrest on a global scale.

If we look at 2016 and the events that unfolded and with the Netherlands, Germany and France…

All having elections in 2017 we don’t envisage risk levels to decrease.

The British Pound fell considerably from leaving the European Union and leaves the market on tender hooks.

As Brexit roles out more uncertainty is highly expected.

brexit in numbers

6. Currency depreciation

The Federal Reserve is likely to increase policy strictness with other parts of the globe.

Europe being an example, when the European Central Bank announced more easing measures in January 2015.

“Exchange rates have historically been the key channel through which Asian economies have adjusted to higher US interest rates”David Mann, Chief Economist, Asia Standard Chartered Bank

Since then it’s balance has risen 70% showing a sharp increase of around €1.5 trillion.

This will only fuel the fear of currency depreciation.

If we look at gold against global currencies over the past century the figures speak for themselves:

All major currencies have depreciated over the past century relative to goldCourtesy of the World Gold Council

7. Rising inflation expectations

Even though US interest rates are expected to rise the same is forecast for inflation.

But why would this increase demand on gold?

First, as we have previously stated gold is seen as a good inflation hedge option.

Second, high rates of inflation means interest rates will rise but remain low…

Making gold an attractive proposition.

And third, paper assets such as stock and bonds will be less sought after.

Export prices are also expected to rise inline with wages in Asia having a knock on effect.

8. Inflated stock market valuations

Stocks in the US are at historical prices which were compounded in the tail end of 2016.

Some experts believe valuations have been exaggerated and have a high risk level.

“Portfolio resilience and diversification in the face of shocks will be key”John Nugée, former Reserves Chief Manager
Bank of England

Many investors have utilized bonds in the hope of protecting their investments, in the event of market correction.

9. Long-term Asian growth

Trends in Asia over the last few year in particular support a high demand for gold investment.

This can attributed to a rise in wealth throughout Asia and as depicted above with “World Gold Reserves”.

“Asia will account for around 60% of global growth in 2017”David Mann, Chief Economist, Asia Standard Chartered Bank

This has in turn contributed to China’s jewellery market falling to a 7 year low:

china jewellery demandCourtesy of the World Gold Council

10. Opening of new markets

More people are considering gold investment in 2017, predominately in the West.

As we’ve spoke of outside of that China has seen huge growth and demand in recent years.

“[The Shari’ah Standard on Gold] will enable the foundation of what could be the most significant event for Shari’ah finance in modern times”Dr. Mark Mobius, Executive Chairman, Templeton Emerging Markets Group

Japan are investing pension funds in gold, with over 200 pension funds involved.

Expansion of this trend into Western markets is certainly predicted with currency volatility common place.


11. What Gold IRA Companies Are Reputable?

Customer support is going to be key in making such as decision.

Making sure you have an excellent support network meaning you can relax and reap the rewards.

You want a company that have a proven track record…

With consistent results even when the market falls on tough times.

Utilising reviews or other customer feedback is essential in making the decision.

Be sure to check the Gold IRA company is well established

And that it is accredited by market watchdogs such as the


The Better Business Bureau is a trusted resource and their accreditation against an organization.

Proving thorough checks have been made from the nonprofit organization.

bbb acredited


Essentially a public complaints board where you can get real life reviews and accounts of peoples experiences with organizations.

ripoff report






Another source of customer reviews, highly regarded in most industries.





Business Consumer Alliance

Provides a comprehensive list of reports and reviews from their customer base, certainly worth checking out.

business consumer alliance

12. What Fees Should You Pay

There is certainly a variance in fee’s when choosing a Gold IRA company.

However zero fee’s don’t necessarily mean best value nor the best company for you.

You should focus on which company is willing to work with you in understanding the process…

Being transparent of their fees and who can truly explain the benefits that they can bring to the process.

Here are our findings from some of the top precious metal IRA custodians:

13. Is the Company Flexible and what is their History?

What investment options does the Gold IRA company offer and are they willing to explore these options with you as a client?

Looking at their market experience and ensuring that they are the right company to grow your investment with confidence should be a key decision factor.

gold prices in 2016

Courtesy of the World Gold Council

Starting your journey with a Gold IRA plan is certainly a good way to invest.

Gold’s long term stability and its ability to serve as a hedge against inflation…

Provides a solid foundation to your precious metals investment portfolio.

14. How about Buyback Programs

What happens when you want to liquidate your precious metals?

Who are you going to sell them back to?

The Gold IRA companies buyback program is key in restoring your assets back to currency…

That you can then use in your everyday life.

With the Federal Reserve rate increase in December we have seen a gain of nearly 10%

December 1st 2016 – $1,161.85

April 7th 2017 – $1,266.45

Collated using prices from Only Gold.

It should be a program that is seamless and easy for the client to invoke.

Allowing you to sell your precious metals at spot price so that you can gain maximum return on your investment.

15. Finally Storage Safety Is A Key Consideration

Something that people don’t always think about when choosing a Gold IRA company is…

Choosing one which is going to store your precious metals in a secure manner.

They should be able to provide worldwide locations and segregated storage options.

So that your precious metals are separated from other clients and essentially you have your own section of the vault.

This will make for easier visit’s if you wish to attend the vault and inspect your precious metals…

And more importantly a speedy liquidation process.

So that you can get to your money as quickly as possible in the event that you need it.

16. Our recommendation

The only company that we found that meets all of the factors was Regal Assets.


gold ira

If you are a US Citizen with a IRA or 401(k) and are considering completing an investment in a precious metal IRA…

Then get in touch with them today for further guidance in the steps needed to secure your retirement from this volatile economy.

Just simply click the button below for the Account Setup…

And one of their experts will be in touch to take you through the process step-by-step.

Click Here To Get In Contact